The Struggle for Catan
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Cathedral - Is the market replenished by the player or by the bank?
The market is always replenished by the bank.
Note: The Cathedral isn't part of the regular card pool.
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Merchant Guild - In which phase may I use the Merchant Guild?
The use of the Merchant Guild is not confined to a particular phase. Therefore, you may use the Merchant Guild at any time during your turn, even immediately after you have built it.
Catan Dice Game
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I didn’t quite understand how the knight acts as a joker.
After you have rolled the dice three times and “built” knights, you may turn any one of the dice so that its side with the resource that corresponds to the resource depicted below an activated knight is face up.
Example: You activated the “grain” knight in the last round and the “ore” knight in the round before; therefore, grain and ore are available for you as resource jokers. Now you have rolled ore, ore, grain, brick, brick, and gold. This allows you to convert 1 brick or gold into 1 ore and 1 brick or 1 gold into 1 grain. That way, you have 3 ore and 2 grain and also 1 brick or gold. You can use it to build a city.
In the following dice roll rounds, the “ore” joker and the “grain” joker are no longer at your disposition.